AEPS Services
AEPS – Aadhaar Enabled Payment System
Transaction Limit
₹10,000 per transaction
AEPS allows you to perform basic banking transactions using only your Aadhaar number and fingerprint authentication. No need for a debit card, PIN, or bank account details. Available 24/7 through our micro-ATM network across India.
AEPS Eligibility
Aadhaar Number
Valid Aadhaar number linked to your bank account.
Biometric Authentication
Fingerprint scan on a registered micro-ATM device.
Bank Account Linkage
Aadhaar must be seeded with your active bank account.
Any Indian Resident
Open to all Indian citizens with Aadhaar.
Complete AEPS Banking Services
Cash Withdrawal
Withdraw cash from your bank account using Aadhaar + fingerprint.
Balance Enquiry
Check your account balance instantly without internet banking.
Mini Statement
Get last 5-10 transactions printed on the spot.
Aadhaar to Aadhaar Transfer
Send money to another Aadhaar-linked account.
What You Need for AEPS
Carry these to any AEPS service center or micro-ATM.
Locate Nearest Center- Aadhaar Card (UIDAI Number)
- Fingerprint (Biometric)
- Bank Account linked to Aadhaar
- No debit card or PIN required
- Registered mobile number (optional for SMS)
Complete a Transaction in 3 Simple Steps
Provide Aadhaar
Share your 12-digit Aadhaar number with the agent.
Biometric Scan
Place your finger on the micro-ATM fingerprint scanner.
Select Service
Choose withdrawal, balance, statement or transfer.
No bank visit, no card – just Aadhaar & finger. Start using AEPS today.
Everything You Can Do with AEPS
Empowering rural and semi-urban India with digital banking.
Cash Withdrawal
Withdraw up to ₹10,000 per transaction. Daily limit as per bank.
Balance Enquiry
Instant balance check – no charge.
Mini Statement
Print last 5 transactions for your records.
Aadhaar to Aadhaar Transfer
Send money using only recipient's Aadhaar number.
BHIM Aadhaar Pay
Make merchant payments using Aadhaar + fingerprint.
Bank Seeding Check
Verify which bank accounts are linked to your Aadhaar.
Secure, Simple & Accessible Banking
AEPS eliminates the need for debit cards, PINs, and internet connectivity. It brings banking to the unbanked – especially in rural areas – using just Aadhaar and biometric authentication. All transactions are secure, encrypted, and backed by NPCI.
No Card
Required
Works Offline
(No Internet Needed)
